Etairos Accounting & Finance

Financial Planning

Lifestyle-Driven Success

Build a strategy for the lifestyle you want – not just the income you earn.

It’s not about how much you make – it’s about how well you manage it. At Etairos, we believe the key to financial success is not in earning more, but in keeping more, using it wisely, and making it work for your goals. We partner with PCF Wealth to offer you financial planning services to give you clarity, control, and confidence with your money.

Whether you’re looking to improve cash flow, plan for a major purchase, or simply get more out of your income, we’ll help you develop a personalised roadmap to turn ambition into action.

What we help you with

Financial Strategy

Tailored plans based on your unique financial situation and future goals.

Goal Setting

Define what matters most to you and build a strategic path to achieve it.

debt & equity

Learn to use borrowing wisely to build wealth, and avoid costly mistakes. 

financial benchmarking

Track where you are now and measure progress toward your long-term targets.

income management

Understand income trends and make informed decisions, even during variable cash flow.

financial personality

Discover your risk profile and behavioural tendencies to guide better decision-making.

Make the most of your finances

The amount of money you earn has nothing to do with how well you manage it. There are people who earn incomes most of us could only dream of but they still struggle to balance lifestyle and finance and make the most of important opportunities given to them.

Experience teaches us; it’s not the money you MAKE that’s important, it’s the money you KEEP.

Financial Strategy

Etairos has helped hundreds of customers realise their potential by doing a Financial Strategy. Every person who has undertaken this process has found it has given them focus and drive, offering solutions and direction they previously couldn’t see or were lacking: they wished they had done it years ago.

Goals

You wouldn’t do something as basic as going on a holiday without an element of planning, your finances are no different. A clear Financial Strategy is a roadmap that directs you along the path to realising your ambitions. If you don’t know where you are going, how will you get there!

Having a goals statement is a brief declaration of your purpose and value. Focusing on your goals will help you move your focus from what you do, to what you want to achieve. Once this is clear, you’ll be able to be more strategic and create costed, timed and detailed activities that will ensure your financial goals are complementary rather than competitive.

Debit and Equity

Used wisely, debt and equity can be the foundation of your wealth; used wrongly and it can be ruinous. There is nothing wrong with debt used to accumulate appreciating assets, you just need to exercise control, know when and what to use it for, and have a strategy to reduce or eliminate the debt.

Records

Having accurate records and benchmarking where you are now to where you would like to be is crucial to ensuring a future of choices and options. Reviewing your personal financial performance to incorporate fluctuations in our income ensures transparency with your figures. Seeing something in black and white makes it very real.

Income

All of us experience highs and lows in cash flow. It’s important to understand when it happens, why it happens and how to manage it. Whether you are a wage earner or in business, a strategy is imperative. If your income increases each year, then use it wisely. That doesn’t mean you can’t have the things you want. It just means think and plan before you spend because you cannot get it back once it’s gone.

our process

Appointment

An open conversation to understand your current circumstances, concerns, and aspirations (1 hour).

assessment

A review of your assets, liabilities, income, expenses, and future goals.

financial profile

A self-assessment tool to uncover how you feel about different areas of your finances and your risk appetites.

benchmark

We measure your current financial position against where you want to be and identify gaps and opportunities.

research

Our team analyses your options from both tax and financial perspectives (2 days).

evaluation

We deliver a clear, actionable plan tailored to your goals. Including personal and business strategies where relevant (1 hour). 

Your Investment $770.00 Payable after your first appointment

Why Choose Etairos?

We’ve helped hundreds of clients transform their finances through strategic planning, clear goal setting, and practical, real-world advice. Every individual who completes our planning process walks away with renewed focus, direction, and motivation – often wishing they had done it years earlier.

Feel free to Contact our Wealth Management team for more details.

Adviser name:
Peter Childe-Freeman

Company Name:
PCF Wealth Pty Ltd t/a Freeman Financial Group ABN 58 621 314 565

Email Address:
info@freemanfinancial.com.au

AFSL:
254 544

Company Address:
Level 9, 1 Corporate Court, Bundall QLD 4217

Website:
www.freemanfinancial.com.au