It’s not about how much you make – it’s about how well you manage it. At Etairos, we believe the key to financial success is not in earning more, but in keeping more, using it wisely, and making it work for your goals. We partner with PCF Wealth to offer you financial planning services to give you clarity, control, and confidence with your money.
Whether you’re looking to improve cash flow, plan for a major purchase, or simply get more out of your income, we’ll help you develop a personalised roadmap to turn ambition into action.
Financial Strategy
Tailored plans based on your unique financial situation and future goals.
Goal Setting
Define what matters most to you and build a strategic path to achieve it.
debt & equity
Learn to use borrowing wisely to build wealth, and avoid costly mistakes.
financial benchmarking
Track where you are now and measure progress toward your long-term targets.
income management
Understand income trends and make informed decisions, even during variable cash flow.
financial personality
Discover your risk profile and behavioural tendencies to guide better decision-making.
The amount of money you earn has nothing to do with how well you manage it. There are people who earn incomes most of us could only dream of but they still struggle to balance lifestyle and finance and make the most of important opportunities given to them.
Experience teaches us; it’s not the money you MAKE that’s important, it’s the money you KEEP.
Etairos has helped hundreds of customers realise their potential by doing a Financial Strategy. Every person who has undertaken this process has found it has given them focus and drive, offering solutions and direction they previously couldn’t see or were lacking: they wished they had done it years ago.
You wouldn’t do something as basic as going on a holiday without an element of planning, your finances are no different. A clear Financial Strategy is a roadmap that directs you along the path to realising your ambitions. If you don’t know where you are going, how will you get there!
Having a goals statement is a brief declaration of your purpose and value. Focusing on your goals will help you move your focus from what you do, to what you want to achieve. Once this is clear, you’ll be able to be more strategic and create costed, timed and detailed activities that will ensure your financial goals are complementary rather than competitive.
Used wisely, debt and equity can be the foundation of your wealth; used wrongly and it can be ruinous. There is nothing wrong with debt used to accumulate appreciating assets, you just need to exercise control, know when and what to use it for, and have a strategy to reduce or eliminate the debt.
Appointment
An open conversation to understand your current circumstances, concerns, and aspirations (1 hour).
assessment
A review of your assets, liabilities, income, expenses, and future goals.
financial profile
A self-assessment tool to uncover how you feel about different areas of your finances and your risk appetites.
benchmark
We measure your current financial position against where you want to be and identify gaps and opportunities.
research
Our team analyses your options from both tax and financial perspectives (2 days).
evaluation
We deliver a clear, actionable plan tailored to your goals. Including personal and business strategies where relevant (1 hour).
We’ve helped hundreds of clients transform their finances through strategic planning, clear goal setting, and practical, real-world advice. Every individual who completes our planning process walks away with renewed focus, direction, and motivation – often wishing they had done it years earlier.
Adviser name:
Peter Childe-Freeman
Company Name:
PCF Wealth Pty Ltd t/a Freeman Financial Group ABN 58 621 314 565
Email Address:
info@freemanfinancial.com.au
AFSL:
254 544
Company Address:
Level 9, 1 Corporate Court, Bundall QLD 4217
Website:
www.freemanfinancial.com.au